Edina MN Mortgage Broker Financing The Twin Cities and Greater Minnesota-Venture Development Inc

You can start the application process on line IMMEDIATELY.  When you click on this link "Apply Now" you will be redirected to our secure application on our main site-http://www.ventureloanapp.com.  You can start the application and come back and finish it over different periods of time.  We are notified when you have started and when you have completed the application.

Once you're done with the application, we will call you to discuss your situation.  We will need to know your credit scores, job status, assets, and other information we may deem necessary to process your loan application.  If you don't know your credit scores, we will need to fax or email you an authorization form so that we can access your credit report.

CLICK HERE to obtain a credit authorization download PDF which you can fax or email back to us.

Once you've determined that you would like to go forward, we will need to meet for an application.  This may be able to be done at your place of employment, home or via an overnight package.

We are very conveniently located at:
7450 France Ave S Suite 101
Edina, MN 55435


I've listed below the things we will need when we meet.

Document Checklist and Instructions: 

A properly documented loan application makes your loan process go smoothly. This checklist will help you gather your paperwork.

1. Complete and sign the residential loan application, Form 1003, and the attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use whiteout.
2. If you are salaried: provide W-2's for the previous two years and one month of paystubs. If you are self-employed, provide tax returns for the previous two years, including all schedules, and a YTD profit and loss statement. (Note: provide copies of all requested documents. Do not provide original documents.)
3. If you own rental property, provide recent rental agreements and tax returns for the previous two years, including all schedules.
4. To speed up the approval process, provide bank statements for the most recent three months, and recent statements for stock, mutual funds and IRA/401K accounts.
5. If you are requesting a cash out refinance, provide a letter explaining how you will use the refinance proceeds.
6. If applicable, provide a copy of your divorce decree and settlement agreement.
7. If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.
8. If any borrower has filed bankruptcy, provide the Discharge Notice, Filing and Schedule of Creditors.
9. If you are applying for a home equity line of credit or loan (second loan), also include your first mortgage note. (This should be with your closing loan documents.)